Table of Contents
1. Who We Are
Prime Partner Capital ("Company," "we," "our," or "us") operates this website and provides personal loan products including debt consolidation loans, home improvement loans, medical loans, and personal loans. We are committed to protecting the privacy of individuals who interact with us online or submit loan applications.
2. Information We Collect
Personal Information
- Identifiers: name, email address, phone number, postal address, state of residence, IP address
- Financial information: income, estimated credit score range, desired loan amount, loan purpose, employment status, debt obligations
- Commercial information: loan type requested, contact preferences, communication history
- Internet activity: browser type, pages visited, time on site, referring URL, device information
- Consent records: checkbox status, timestamp, IP address, URL, exact consent language version
Financial Information (GLBA-Covered)
Certain financial information you provide — including income, credit profile, and loan needs — may be considered "nonpublic personal information" under the Gramm-Leach-Bliley Act (GLBA). We handle such information in accordance with our GLBA Financial Privacy Notice.
3. How We Use Your Information
- To process and evaluate your loan application
- To identify and present loan options based on your credit profile and needs
- To communicate with you per the consent you provided (calls, SMS, email)
- To comply with legal and regulatory obligations
- To maintain consent and compliance records including TCPA consent logs
- To improve our website and services through analytics
- For fraud prevention and identity verification purposes
4. How We Share Your Information
- Lending partners and third-party lenders for the purpose of evaluating and funding loan applications
- Service providers including CRM platforms, email tools, analytics providers, and compliance vendors
- Authorized representatives who may contact you per the consent you provided
- Regulatory or legal authorities as required by applicable law
Important: We do not sell personal information for monetary compensation. However, certain data sharing or advertising activities may be considered a "sale" or "sharing" under applicable privacy laws such as the CCPA/CPRA. Where required, users may opt out.
5. Cookies and Tracking Technologies
We may use cookies, web beacons, pixels, and similar technologies to collect information about your interactions with our website, including analytics tools (such as Google Analytics), session tracking, and conversion tracking. You may manage cookie preferences through your browser settings or our cookie consent banner.
6. Data Retention
We retain personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations (including TCPA consent record-keeping requirements), resolve disputes, and enforce our agreements.
7. Data Security
We implement technical, administrative, and physical safeguards including SSL encryption to protect your personal information. However, no method of transmission over the internet is 100% secure.
8. Your Rights and Choices
- Opt out of marketing: Reply STOP to SMS, click unsubscribe in emails, or contact us directly.
- Access and correction: Request access to or correction of personal information we hold.
- Deletion: Subject to legal obligations, request deletion of your personal information.
- Data portability: Where applicable, request your data in a machine-readable format.
9. California Privacy Rights (CCPA/CPRA)
California residents have the right to know what personal information is collected, delete it, opt out of its sale or sharing, correct inaccuracies, and limit use of sensitive personal information. To exercise these rights, see the "Do Not Sell" section or contact us.
10. GLBA Financial Privacy
If you have provided nonpublic personal financial information, you may have rights under the Gramm-Leach-Bliley Act. Our full GLBA Financial Privacy Notice describes how we collect, use, and share your financial information and your right to opt out of certain sharing.
11. Do Not Sell or Share My Personal Information
To opt out, email info@primepartnercapital.com with subject line "Do Not Sell or Share My Personal Information."
12. Contact Us
Privacy requests: info@primepartnercapital.com
1. Acceptance of Terms
By accessing or using the Prime Partner Capital website or submitting a loan application, you agree to these Terms of Service. If you do not agree, do not use this website.
2. Description of Services
Prime Partner Capital provides personal loan products including debt consolidation loans, home improvement loans, medical loans, and general personal loans. We may work with third-party lending partners to provide loan options. Prime Partner Capital is not a bank but may operate as a licensed lender or lending services provider depending on your state. Loans are subject to credit approval.
No Guarantees: Prime Partner Capital does not guarantee loan approval, a specific rate, specific terms, or a specific loan amount. All loans are subject to credit review, income verification, underwriting, and applicable law.
3. Loan Eligibility and Approval
Loan approval, APR, loan amount, and repayment terms are based on your creditworthiness, income, debt-to-income ratio, and other underwriting factors. APR ranges from 6.99% to 35.99%. Not all applicants will qualify. Loan offers are not guaranteed until final underwriting approval.
4. User Responsibilities
You agree to provide accurate, complete, and truthful information on all loan applications and forms. Providing false information may result in loan denial, cancellation, and may violate applicable law.
5. Third-Party Lender Disclaimer
Prime Partner Capital may work with third-party lending partners who make independent credit decisions. Prime Partner Capital is not responsible for decisions, terms, or actions of third-party lenders.
6. No Financial or Legal Advice
Nothing on this website constitutes financial, legal, or tax advice. We encourage you to consult with qualified professionals before making financial decisions.
7. Electronic Communications
By submitting a loan application, you consent to receive electronic communications including loan agreements, disclosures, and notices. You may withdraw electronic consent subject to applicable law.
8. TCPA and SMS Consent
Your consent to receive calls, texts, and automated communications is governed by the TCPA Consent Disclosure and SMS Terms incorporated herein. Consent is not required as a condition of obtaining a loan.
9. Limitation of Liability
To the maximum extent permitted by law, Prime Partner Capital shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on any information provided.
10. Arbitration and Class Action Waiver
Any dispute shall be resolved by binding individual arbitration under AAA rules. You waive your right to participate in any class action or representative proceeding against Prime Partner Capital.
11. Governing Law
These Terms are governed by applicable federal law and the laws of the state in which Prime Partner Capital is licensed to operate, without regard to conflict of law principles.
12. Changes to Terms
We may update these Terms at any time. Continued use of this website after changes are posted constitutes acceptance.
13. Contact
Program Name
Prime Partner Capital Alerts
Message Purpose
By providing your mobile number and checking the TCPA consent box, you agree to receive SMS/MMS messages for: loan application status updates, rate and offer notifications, appointment reminders, account-related messages, and marketing communications where consent is provided.
Message Frequency
Message frequency varies based on your loan application status and activity. You may receive multiple messages per week during an active application period.
Message and Data Rates
Message and data rates may apply. Prime Partner Capital is not responsible for charges from your wireless carrier.
How to Opt Out
Reply STOP to any message to cancel. You will receive one confirmation message. No further messages will be sent unless you re-enroll.
Help
Reply HELP or contact info@primepartnercapital.com.
Carrier Disclaimer
Wireless carriers are not liable for delayed or undelivered messages.
Consent Not Required for Loan
Your consent to receive SMS messages is not required as a condition of obtaining any loan from Prime Partner Capital.
Supported carriers include AT&T, Verizon, T-Mobile, and most major US carriers. Contact your carrier for participation details.
What Is TCPA?
The Telephone Consumer Protection Act (TCPA) is a federal law that regulates automated calls, text messages, and faxes. It requires prior express written consent before using an automatic telephone dialing system (ATDS), artificial or prerecorded voice, or automated text messaging to contact consumers.
Our Consent Process
Prime Partner Capital collects TCPA consent through an affirmative, unchecked checkbox on our loan application form. Consent boxes are never pre-checked. Our consent language clearly identifies:
- Prime Partner Capital as the party receiving consent, and any authorized representatives who may contact you
- Communication types authorized: calls, SMS/MMS, emails, and automated technology
- That an ATDS, artificial or prerecorded voice may be used
- That consent is not required as a condition of obtaining a loan
- Instructions to reply STOP to opt out and HELP for assistance
- That message and data rates may apply and frequency may vary
Consent Record Keeping
For each form submission where TCPA consent is provided, Prime Partner Capital records: exact consent language version, timestamp, IP address, page URL, checkbox status, and associated contact information.
How to Withdraw Consent
Reply STOP to opt out of SMS. To withdraw consent to calls or other communications, contact info@primepartnercapital.com. Withdrawal does not affect prior lawful processing.
Contact
Please read this disclaimer carefully before submitting a loan application.
Company Status
Prime Partner Capital operates as a personal loan provider and/or lending services company. We may work with third-party lending partners. Prime Partner Capital is not a bank, credit repair organization, mortgage broker, or investment advisor unless specifically stated and properly licensed under applicable federal and state law.
No Guarantees
Prime Partner Capital does not guarantee:
- Loan approval of any kind
- A specific interest rate or APR
- A specific loan amount
- Specific repayment terms
- Credit score improvement
- Debt reduction or elimination
- The availability of any particular loan product
All loans are subject to credit approval, income verification, identity verification, underwriting, and applicable law. APR ranges from 6.99% to 35.99% based on creditworthiness. Not all applicants will qualify for all products or lowest rates.
Third-Party Lenders
Prime Partner Capital may work with third-party lenders or funding partners who make independent underwriting and approval decisions. Prime Partner Capital is not responsible for their decisions, terms, or actions. All loan terms are disclosed before you sign.
Professional Advice
Nothing provided by Prime Partner Capital constitutes financial, legal, or tax advice. We encourage all applicants to consult with qualified professionals before making financial decisions.
State Availability
Loan products may not be available in all states. Availability is subject to applicable state and federal lending laws and licensing requirements.
Contact
What Does Prime Partner Capital Do With Your Financial Information?
Why?
Financial companies choose how they share your personal financial information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
What?
The types of personal information we collect and share depend on the loan products or services you request. This may include income, employment status, credit history or score range, debt obligations, loan purpose, and banking information.
How?
All financial companies need to share customers' personal financial information to run their everyday business. The table below explains the reasons we share your personal information, whether you can limit this sharing, and how to limit it.
| Reasons we share | Do we share? | Can you limit? |
|---|---|---|
| For our everyday business purposes (process transactions, maintain accounts, respond to legal orders) | Yes | No |
| For our marketing purposes (offer our loan products and services to you) | Yes | Yes |
| For joint marketing with other financial companies | No | N/A |
| For nonaffiliates to market to you | No | N/A |
To Limit Our Sharing
Email info@primepartnercapital.com with subject line "Limit Sharing."
Questions?
California residents and residents of other applicable states have the right to opt out of the sale or sharing of their personal information.
Our Practices
Prime Partner Capital does not sell personal information for monetary compensation. However, certain data sharing or advertising activities may be considered a "sale" or "sharing" under the CCPA/CPRA or similar state privacy laws.
How to Opt Out
Email info@primepartnercapital.com with subject line "Do Not Sell or Share My Personal Information." Include your full name, email, and state of residence. We will respond within 45 days.
Note on Lending Data
When you submit a loan application and authorize us to share your information with lending partners for underwriting and funding purposes, that sharing is performed pursuant to your consent and is necessary to fulfill our lending services. You may contact us to withdraw consent for future sharing.
Prime Partner Capital is committed to ensuring digital accessibility for people with disabilities. We aim to conform to WCAG 2.1 Level AA guidelines.
Accessibility Features
- Semantic HTML structure with proper heading hierarchy
- ARIA labels and roles on navigation and interactive elements
- Skip navigation link for keyboard users
- Keyboard-navigable forms and controls
- Visible focus indicators on interactive elements
- Sufficient color contrast ratios throughout
- Descriptive alt text on all meaningful images
Known Limitations
We are actively working to improve all aspects of accessibility. Some third-party integrations may not yet fully conform to accessibility standards.
Feedback
If you encounter accessibility barriers, contact us at info@primepartnercapital.com. We aim to respond within 5 business days.